Securities Investments

NORTHLAND will allocate the client's assets among various investments taking into consideration the overall investment objectives of the client. These investments may include stocks, bonds, exchange traded funds, mutual funds and other securities. Mutual funds will be selected on the basis of any or all of the following criteria: the fund's performance history; the industry sector in which the fund invests; the track record of the fund's manager; the fund's investment objectives; management style and philosophy; and management fee structure. Portfolio weighting between funds and market sectors will be determined by each client's individual needs and circumstances.